frequently asked questions :

Click on any item below for an easy to understand definition.

• What does IVA stand for?
• What does DMP stand for?
• What are creditors?
• What is an IVA?
• How long does an IVA last?
• Who agrees to the IVA?
• How quickly can I get an IVA?
• How much will I have to pay my creditors?
• How much will it cost me?
• Will I need to meet my creditors?
• Do I have to pay creditors directly?
• Who knows about my IVA?
• Will I get a bad credit rating?
• What if I have CCJ’s (judgements)?
• What if I can’t make the agreed payments into the IVA?
• What if I need to change the IVA once it has been agreed?
• Will I have to go to Court?
• It sounds too good to be true. What is the downside?
• What happens to the rest of the debt that I don’t pay in the IVA?

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